I am not a financial expert and I have zero training in this area, but I did have parents who talked openly about money, taught me and my brother how to be entrepreneurs, and gave us books on financial literacy when we were barely old enough to read.  I’ll put it this way – my brother bought himself a boat when he was 12 years old because of the money he made from his PAPER ROUTE.  We were kids who, for better or worse, knew how to save.

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